Financial Planning Organizer


  1. Your birth certificate?
  2. Your spouse's birth certificate?
  3. Birth certificates for each child?
  4. Your marriage license or certificate?
  5. Divorce decree or death certificate regarding any prior marriages?
  6. Records showing title to the family real estate and the cost basis adjusted for improvements and depreciation?
  7. Military records, including discharge papers, and any military benefit to which you, your spouse or children may be entitled based upon your spouse's or your military service?
  8. Income tax returns for the last four years?
  9. Title to your cemetery lots, if any?
  10. Title to automobiles, boats, etc.?
  11. Your social security number?
  12. Your spouse's social security number?
  13. Social security numbers for each of your children?
  14. Where your spouse keeps life insurance policies?
  15. A list of the life insurance policies on your spouse's life, including group insurance and insurance through other sources?
  16. The face value (less loans) on all insurance on your spouse's life on January 1 of this year?
  17. The names and address of the life insurance agent for spouse?
  18. The premium due dates, and beneficiary designation, on life insurance?
  19. Similar information on life insurance on your life and the lives of your children?
  20. What medical, accident, and health insurance your family owns?
  21. The coverage, premiums, and due dates on all property and liability insurance?
  22. The names and addresses of the insurance broker who handles your casualty insurance?
  23. The life, accident, health and other group insurance from your spouse's (or your) employer?
  24. The amount of social security benefits you and your children will receive upon your spouse's death?
  25. The person to contact regarding retirement benefits from any retirement plan your spouse has (pension, profit sharing, 401(K) plan, IRA)?
  26. The choices you have on your spouse's retirement benefits: annuity, rollover, lump sum, etc.?
  27. The beneficiaries and secondary beneficiaries of your spouse's retirement plan and the approximate monthly benefits you would receive?
  28. Similar information (as in item numbers 25, 26 and 27) regarding your retirement plan.
  29. The market value of your separate assets on January 1 of this year?
  30. The market value of your spouse's separate assets on January 1 of this year?
  31. The market value on January 1 of this year of all real estate, stocks, corporate bonds, government bonds, and other property owned with your spouse (or anyone) in any form of joint ownership?
  32. The location and number of any safe deposit box, in your spouse's name, your name, or joint names?
  33. The location of the keys to the safe deposit boxes and the parties who have access thereto?
  34. All family bank accounts, including the banks, the titles of the accounts, and the persons who have power of attorney?
  35. Where your spouse's Will is kept?
  36. The contents of your spouse's Will, including the name of the Personal Representative?
  37. Whether you have a power of appointment under your spouse's Will or any other instrument?
  38. The name and address of the attorney who drew the Will or should represent the estate? (You should know her or him personally)
  39. The name and address of the accountant who your spouse employs on personal affairs?
  40. The name and address of the preparer of your income tax returns?
  41. Your spouse's principal banking contact?
  42. The names of the stock brokers you and your spouse use?
  43. The approximate family income for the last year?
  44. The approximate income available to you upon your spouse's death?
  45. Your spouse's various business interests, including percentage of ownership rights upon death or the death of an associate and whether such businesses are operated as corporations, limited liability companies, partnerships, or sole proprietorships?
  46. The desires of your spouse, and you, for the disposition of any closely held business?
  47. Contracts or agreements (i.e., buy-sell agreements) relating to any business or professional practice of your spouse?


  1. At least $500,000 - $1,000,000 of liability coverage on your automobile?
  2. Up-to-date beneficiary provisions on life insurance that have been reviewed within the last three years?
  3. Current Wills (or Wills and Trusts) for each of you that have been drafted or reviewed within the past several years - or more recently, if there has been any significant family or financial change?
    1. Currently acceptable Personal Representatives, Trustees, and Testamentary Guardians named in your Wills?
    2. An estate plan that has considered taking advantage of the marital deduction if gross family assets, including life insurance and joint property, exceeds $625,000?
  4. An estate plan which has considered gifts to your children to minimize your income and estate taxes, finance their education, and start building their estates?
  5. Fire insurance on your home and contents that has been checked within the last two years for the amount of coverage and the type of policy?
  6. An appraisal or listing of your tangible personal property?
  7. An appropriate amount of insurance on your jewelry, furs, and art objects based on recent appraisals?
  8. Adequate personal and household liability insurance?
  9. An "umbrella" liability (excess liability) insurance policy?
  10. Any information or letter of instructions regarding funeral, cremation, etc.?
  11. Complete understanding and acceptance of your spouse's estate plan?
  12. Other estate planning documents, including Durable Powers of Attorney, Health Care Powers of Attorney, Living Wills, memoranda or letter of instruction to family?